Let me share a personal story with you. Back in the late 90s, I held an excellent position at a large IT company with a nice monthly salary. Somehow, the company ran into financial problems and was forced to lay off over 50% of its staff. Unfortunately for me, I was included. So there I was stranded, alone, unemployed, with all the bills to pay and a family to support. Where I lived, such jobs weren't easy to come by. Here Merry Free Money goes.
Notice that I haven't said anything about waking up to the ringing of an alarm clock and rushing to get into the stressful morning commute just to go work at some dead end job.